Agentic AI Operating System for
banks, fintech and business.
Automate workflows, optimize financial management and enhance customer support with Kemba AI Agents
HOW KEMBA WORKS?
Kemba is an Agentic Operating System built for financial institutions, embedding AI Agents to automate and enhance financial operations.
Hyper personalized financial recommendations to boost user engagement and retention
Proactive budgeting tools that help users stay financially healthy
A smart AI chatbot for always on, human like client support
AI powered currency conversion that optimizes FX rates in real time
Advanced fraud detection and prevention using behavioral analytics and anomaly detection
PRODUCT BENEFITS
+25-40%
Higher revenue
50%
Customer engagement and Retention
40%
Market Differentiation
Cross-border transactions
efficiency
(multi-networks based).
100%
Compliance Safety
Smarter Money Management,
built for Automation
Kemba Agents help banks and fintechs deliver personalized financial services, optimize payments and enhance supports with a deeply integrated AI system.
AI-Native Infrastructure
(Not Just Add-ons)
AI-Native Infrastructure
(Not Just Add-ons)
Kemba isn't a chatbot or plug-in. It's a foundational Agentic Operating System purpose-built for financial institutions. This enables deep integration with banking workflows, enabling proactive, autonomous actions across the entire customer and operational lifecycle.
Hyper-Personalization
at Scale
Hyper-Personalization
at Scale
Unlike rule-based systems, Kemba's AI agents learn individual user behavior, goals, and financial patterns—allowing banks to deliver real-time, deeply personalized recommendations that drive engagement, retention, and cross-sell opportunities.
Proactive Financial
Wellness Automation
Proactive Financial
Wellness Automation
Most budgeting tools are reactive. Kemba empowers users before problems arise—nudging them to stay on track with savings goals, avoiding overdrafts, and aligning spending with personalized financial health targets.
Always-On, Human-Like
Support Without Human
Costs
Always-On, Human-Like
Support Without Human
Costs
Kemba's AI chatbot isn't just a scripted assistant—it's an intelligent agent capable of resolving complex queries, escalating when needed, and learning from every interaction. That means 24/7 support that feels human but scales like software.
Agentic Automation of
Financial Workflows
Agentic Automation of
Financial Workflows
Where legacy systems require manual oversight, Kemba deploys agents to monitor, act, and optimize autonomously—reducing operational costs, improving response time, and enabling real-time decision-making.
AI-Optimized FX
Conversion in Real-Time
AI-Optimized FX
Conversion in Real-Time
Kemba doesn't just convert currencies—it optimizes for timing, volume, and behavioral insights to give users and institutions the best FX outcomes, improving margins and customer satisfaction in international transactions.
Autonomous Fraud Detection with
Contextual Intelligence
Autonomous Fraud Detection with
Contextual Intelligence
Instead of relying solely on static rule-based fraud models, Kemba's behavioral analytics and anomaly detection uncover fraud by understanding the context of each transaction—reducing false positives and catching what others miss.
Smarter Financial Automation
with Kemba Agentic OS
Streamline money management with Kemba AI's powerful API. Get investment recommendations, track spending, automate payments and prevent frauds with AI driven insights.
Get in touch for a personalized Demo
Discover how Kemba Agentic OS can streamline your operations and boost efficiency.
Book Your Demo Now